We have been in the factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY STRONG. We have survived many of the economy's booms and busts and in doing so, can support you through any difficult situations you might go through. We won't turn the lights off when the times get difficult, like some other factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's just about impossible for you to choose which factoring company is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the most suitable fit for your business - it may be us or another factoring company.

We have a huge A-List of factoring industry counterparts, these trusted connections were built over 20+ years in the business. So, after you take the time to lay out your needs to us, you'll quickly see that we can help you find precisely what you need.

Most factoring businesses let you select and choose your customers that you would like to factor. Except a handful of them usually require a minimum dollar amount before they'll do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into factoring when you don't require it.

Most factoring businesses try not be upfront about their fees. It is baffling why they do this. Be rest assured, We will not treat you this way.  We are totally upfront about our fees. When you apply, you are given an easy to understand, no obligation rate offer with the fee for your company. Good luck finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring businesses are funded by Wall Sreet venture capitalists. We are a privately held company and don't take marching orders from investors and boards. Like you, we are like-minded business people who know what it takes to run a business. We take the time to hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. Most factoring businesses notably the Silicon Valley ones mostly put their faith on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Most factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who knows your business intimately, and can assist you in ways the others just can't or won't.

Don't overlook the fact that the factoring company will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to see developing negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems so to work on them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Keep your eye on negative payment trends. This is critical to avoid preventable write-offs.

Our company incorporates first-rate technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Most other companies don’t even come close.